IMPORTANT CHANGES TO YOUR ACCOUNT TERMS

October 26, 2012

The following is a summary of changes that are being made to your Chevron Credit Card account terms. These changes will take effect on 12/26/2012.

Personal Information: We are changing the provision in your account agreement that addresses how we use your personal information. Please keep this important document for your records.

The following provision is being added to your credit card agreement.

“We may disclose to third parties, including our retail partner (“Third Parties”), and Third Parties may use personal Information about you to develop, enhance, market or provide other products and services that may be of interest to you. We may use or disclose personal Information about you as otherwise disclosed in our privacy policy, as such document may be amended from time to time and which may be viewed at www.chevroncards.ca/. We will not collect, use or disclose personal Information except for the purposes described in the credit agreement or privacy policy. We may use external service providers that store or process the Information on computers located outside of Canada, including in the United States, Mexico, India, and the Philippines, whose data protection laws may differ from those in Canada. As a result, the Information may be subject to access requests from governments, courts, law enforcement officials and national security authorities in those countries according to their laws. Subject to these laws, we will ensure that appropriate protections are in place to maintain protections on the Information that are equivalent to those that apply in Canada.”